AREA RUG PROTECTION PLAN AGREEMENT

Terms and Conditions

SECTION 1 – DEFINITIONS

SECTION 2 – HOW THIS AGREEMENT WORKS

SECTION 3 – HOW TO FILE A CLAIM

SECTION 4 – THE SERVICE PROCESS

SECTION 5 – IMPORTANT EXCLUSIONS

SECTION 6 – DEDUCTIBLE

SECTION 7 – AGREEMENT PROVISIONS

SECTION 8 – CANCELLATION

SECTION 9 – OUR RIGHT TO RECOVER PAYMENT

SECTION 10 – PRIVACY AND DATA PROTECTION

SECTION 11 – ARBITRATION

SECTION 12 – INSURED AGREEMENT

SECTION 13 – SPECIAL STATE DISCLOSURES

SECTION 14 – ENTIRE CONTRACT

SECTION 21 – SAMPLE SALES RECEIPT

SECTION 21 – SAMPLE SALES RECEIPT

SECTION 21 – SAMPLE SALES RECEIPT

Insurance policies are offered and administered by Seel Insurance Services, Inc. and are underwritten by Seel Insurance Inc. or Arch Specialty Insurance Company, depending on jurisdiction and product availability. Carrier participation may vary by state in accordance with applicable regulations.

Insurance policies are offered and administered by Seel Insurance Services, Inc. and are underwritten by Seel Insurance Inc. or Arch Specialty Insurance Company, depending on jurisdiction and product availability. Carrier participation may vary by state in accordance with applicable regulations.

Insurance policies are offered and administered by Seel Insurance Services, Inc. and are underwritten by Seel Insurance Inc. or Arch Specialty Insurance Company, depending on jurisdiction and product availability. Carrier participation may vary by state in accordance with applicable regulations.

Insurance policies are offered and administered by Seel Insurance Services, Inc. and are underwritten by Seel Insurance Inc. or Arch Specialty Insurance Company, depending on jurisdiction and product availability. Carrier participation may vary by state in accordance with applicable regulations.